Calculate your wealth from Systematic Investment Plans. Estimate returns and plan your financial future with accurate growth projections.
100% Private Instant Results Compound Interest Unlimited Use
SIP Wealth Calculator
Investment Summary
Total Invested₹0
Estimated Gains₹0
Maturity Value₹0
This is an estimate based on compound interest. Actual returns may vary based on market performance.
No data stored. All calculations run locally in your browser.
How to Use
1
Enter Monthly Investment
Amount you plan to invest each month
2
Set Expected Return
Annual return rate (10-15% for equity)
3
Choose Investment Period
Number of years (1 to 50 years)
4
Get Results
See total invested, gains & maturity value
SIP Benefits
Power of Compounding
Your money grows exponentially
Rupee Cost Averaging
Buy more when market is low
Disciplined Investing
Build regular investment habit
Start Small
Begin with as low as ₹500
Key Concepts
Monthly Investment
Fixed amount you invest regularly
Expected Returns
Annual return rate (12-15% historical)
Investment Tenure
Longer tenure = higher returns
Power of Compounding
Returns earn returns over time
Why Use Our SIP Calculator?
Instant Results
Real-time calculations as you slide
100% Private
All processing in your browser
Accurate Formula
Uses standard SIP calculation
Works Anywhere
Mobile, tablet and desktop
Frequently Asked Questions
What is SIP?
Systematic Investment Plan (SIP) is a method of investing in mutual funds where you invest a fixed amount regularly (monthly or quarterly) to build wealth over time.
How is SIP return calculated?
SIP returns are calculated using compound interest formula: FV = P × ((1 + r)ⁿ - 1) / r × (1 + r), where P is monthly investment, r is monthly return rate, and n is number of months.
What is a good return rate?
Historically, equity mutual funds have given 12-15% annual returns. Debt funds give 7-9%, while balanced funds give 9-11%. Past performance doesn't guarantee future returns.
Is my money safe in SIP?
SIP investments in mutual funds are subject to market risks. However, SIP reduces risk through rupee cost averaging - you buy more units when prices are low and fewer when high.
What is the minimum SIP amount?
Most mutual funds allow SIP starting from ₹500 per month. Some funds may have higher minimums (₹1000 or ₹2000).
How does compounding work?
Compounding means your investment earns returns, and those returns earn further returns. Over long periods (15-20 years), compounding can turn small monthly investments into large corpus.